Skip to content

Catalyzing Capital
for your needs

AI-matched debt from 40+ banks, NBFCs & credit funds — term sheets in 72 hours.

Get Funded Now →
By the Numbers

Numbers that
move capital.

Every mandate, match and disbursal — measured. This is what ExtendX delivers across India's lending desks.

PortfolioX
₹500Cr+Capital deployed across mandates →
Apply
Match
Track
Fund
ExtendX · Debt OS98.6%Deal match accuracy
Active lender desksBanks · NBFCs · Funds
40+
Avg time to term sheetFrom submission
72 hrs
The Process

Skip the friction. Get funded faster.

Tell Us Your Goals

Drop in your financial numbers in less than 10 minutes. Skip the long bank queues and endless paperwork.

Find the Right Lenders

We run your profile against 40+ live lender criteria to automatically match you with the best rates and terms.

Pick Your Terms

Get formal term sheets on your desk within 72 hours while our team negotiates the best structure for you.

Product Suite

Debt built for your stage

From SME working capital to institutional syndications — the optimal facility, structured by AI.

Inside XpressLine™
  • Unsecured Business Loans
  • Cash Credit & Overdraft
  • Invoice Discounting
  • Supply Chain Finance
Inside XtendScale™
  • Corporate Term Loans
  • Venture Debt
  • Structured Credit
  • Acquisition Finance
  • Debt Syndication
Inside Xclusive™
  • High-Value LAP
  • Loan Against Securities
  • Premium Home Loans
  • Promoter Funding
Lender Network

40+ desks.
All competing for your deal.

HDFC BankPrivate Sector BankHDFC Bank logo
Tata CapitalNBFC · Tata GroupTata Capital logo
ICICI BankPrivate Sector BankICICI Bank logo
Bajaj FinanceNBFC · Bajaj GroupBajaj Finance logo
State Bank of IndiaPublic Sector BankState Bank of India logo
Axis BankPrivate Sector BankAxis Bank logo
Aditya Birla FinanceNBFCAditya Birla Finance logo
Kotak MahindraPrivate Sector BankKotak Mahindra logo
IDFC First BankPrivate Sector BankIDFC First Bank logo
Northern Arc CapitalNBFC InstitutionNorthern Arc Capital logo
InCred FinanceNBFCInCred Finance logo
Piramal CapitalNBFCPiramal Capital logo
L&T FinanceNBFCL&T Finance logo
IndusInd BankPrivate Sector BankIndusInd Bank logo
Client Outcomes

Businesses that scaled
with ExtendX.

Hospitality

Zostel

₹2 Crsyndicated in 10 working days
The Challenge
Urgent operational liquidity to maintain scale at India's largest experiential hostel chain.
The Ask
₹2 Crore.
The Execution
Syndicated the full requirement in exactly 10 working days, splitting the exposure efficiently across top-tier partners.
IdnifiInCredTata Capital
Global SaaS

Vinculum

₹5 Crworking capital in 10 working days
The Challenge
Optimising the global supply chain and ensuring smooth omnichannel retail fulfilment.
The Ask
Supply chain financing and working capital.
The Execution
Deployed ₹5 Crore within a strict 10-working-day timeline, allowing the platform to scale operations without cash flow friction.
Digital Freight Network

Raaho

₹15 Crterm sheet in 2 working days
The Challenge
Raising high-volume capital while minimising collateral exposure for an asset-light inter-city trucking marketplace.
The Ask
Maximum debt, minimum collateral.
The Execution
Secured a ₹15 Crore term sheet in an unprecedented 2 working days, structured against only 20% collateral.
Consumer Retail

VNS Accessories

₹3 Crhybrid facility in 10 working days
The Challenge
A sudden cash crunch threatened to disrupt critical vendor relationships and supply lines.
The Ask
Urgent liquidity to meet strict payment deadlines.
The Execution
Structured a ₹3 Crore hybrid facility from both bank and NBFC partners, executing the payout within the required window.
Corporate IT Infrastructure

DEVit

FirstLRD structured for the sector
The Challenge
Unlocking capital in a cash-flow-heavy industry that traditionally struggles with standard lending models.
The Ask
Monetising a hardware-as-a-service model (laptop leasing).
The Execution
Pioneered a new funding avenue by introducing Lease Rental Discounting against their corporate contracts for the very first time.
Heavy Logistics

SS Carriers

₹10 Crunderwritten on fleet metrics
The Challenge
Managing the daily cash burn and operational friction of running a 150-truck fleet.
The Ask
High-ticket working capital.
The Execution
Underwrote their fleet metrics to syndicate ₹10 Crore in working capital, keeping logistics moving without interruption.
Independent SME

Braj Mahato

₹70 Ldisbursed in under 24 hours
The Challenge
Extreme time-sensitivity for a micro-ticket commercial working capital injection.
The Ask
Ultra-urgent turnaround.
The Execution
Processed, approved and fully disbursed ₹70 Lakhs in under 24 hours.
Commercial Electric Vehicles

MOeving

₹7 Crterm sheet in 10 working days
The Challenge
Securing growth capital to aggressively expand a fleet of electric vehicles for last-mile delivery.
The Ask
Fast-tracked institutional debt.
The Execution
Delivered a term sheet for ₹7 Crore in just 10 working days, fuelling green logistics and fleet expansion.
Funding Estimate

How much capital
do you need?

Tell us about your business. We'll surface the best-fit lenders within 24 hours.

  • No impact on credit score
  • Free advisory consultation
  • Response within 24 hours
Ready to Start?

India's fastest path
to structured capital.

₹50 lakhs or ₹250 crores — our Debt OS finds the lender, structures the deal, and gets you to close.

Apply for Funding →Talk to an Advisor